BNPL Regulation: Malaysia says BNPL has 8 million active accounts and RM5.3B outstanding, with overdue at RM181M (3.4%), while new licensing and conduct standards are set to be enforced via the Consumer Credit Commission. Consumer Savings: The FTC reached a settlement with Caremark over insulin pricing practices, aiming to lock in up to $8.5B in consumer savings over a decade. Retail Pricing Pressure: A UK bookshop campaign says customers bought 176 extra books to offset higher business rates after a cost hike. In-store Pet Backlash: Bunnings shoppers are split after a pet-in-aisles trend escalated from dogs to birds and other animals, with the retailer saying pets are allowed if controlled. Small Business Cash Crunch: A Rochester restaurant faces a closure after an A/C failure, with the city estimating up to nine weeks for a replacement part and losses of about $6,000 per day. Food & Retail Innovation: Trader Joe’s is pushing limited-time lemon poppy seed muffins, while Netflix and Jazwares launch KPop Demon Hunters blind boxes in rameyon-style packaging. Supply Chain Costs: A trucking cost survey finds 2025 operating costs rose faster than consumer inflation, with fuel and non-fuel costs both up. Energy for Homes: Austin Energy customers can now install Base home backup batteries for whole-home power during outages.