VizyPay adds embedded lending through Jaris partnership

VizyPay is embedding business lending inside its payments platform for independent small business owners, letting merchants apply in minutes without leaving the app. The move is designed to reduce the friction small operators face when seeking capital and could speed up future payouts as the integration expands.

Why it matters: - Independent merchants often struggle to get working capital quickly from traditional lenders. - The new integration puts loan access inside the same platform VizyPay merchants already use for payments. - Instant payouts are planned as the next phase, which could make the financing experience faster.

What happened: - VizyPay announced a partnership with Jaris on June 11, 2026, to embed business lending into the VizyPay platform. - VizyPay merchants can apply for business loans in minutes without leaving the platform. - The companies said the integration is designed for independent small businesses and Main Street merchants.

The details: - VizyPay said the lending option gives merchants a direct path to growth capital while keeping payments and financing in one place. - The company said the platform is built around transparent pricing, U.S.-based support and straightforward service. - Austin Mac Nab, VizyPay founder and CEO, said the partnership is meant to deliver capital that is “quickly, straightforward, and built around their operational needs.” - Chris Aristides, CEO of Jaris, said Jaris is providing “bank-backed loans tailored to their needs.” - VizyPay said access to growth capital is the next layer in its broader financial toolkit for independent merchants and rural businesses. - VizyPay was founded in 2017 and is headquartered in Waukee, Iowa. - Jaris said it is an embedded finance platform with more than $1 billion in capital capacity. - Jaris said all banking services and credit products are provided by First Internet Bank, Member FDIC. - More information is available at VizyPay and Jaris.

Between the lines: - The partnership fits a broader push by payments companies to add financial products that keep small-business customers inside their ecosystem. - For VizyPay, lending could deepen merchant relationships and make the platform more central to day-to-day business operations. - For Jaris, the deal extends its model of helping software and payments companies launch financial products for SMB customers.

What’s next: - VizyPay said instant payouts are in development for a later phase of the integration. - Merchants can learn more through VizyPay’s website. - Businesses that want to partner with Jaris to launch financial products can contact Jaris through its website.